This policy provides coverage only related to Your Trip. You may have coverage from other sources that
provides you with similar benefits subject to different restrictions. You may wish to compare the terms of
this policy with your existing life, health, home, and automobile insurance policies. If you have any
questions about your current coverage, call your insurer or insurance agent or broker. Your travel retailer
may not be licensed to sell insurance in all states, and therefore cannot answer technical questions about
the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing
insurance. This policy may not provide coverage for or may limit coverage related to pre-existing
conditions. The purchase of travel insurance is not required in order to purchase any other product or
service. In addition to your policy, the product you are purchasing may contain other non-insurance services
and/or cancellation fee waivers offered by companies other than Nationwide.
• Maryland Residents
The offered insurance coverage may duplicate certain provisions of insurance coverage already provided by
the purchaser’s homeowner’s insurance, renter’s insurance, health insurance, or similar insurance coverage.
The Commissioner may be contacted to file a complaint at: Maryland Insurance Administration, ATTN: Consumer
Complaint Investigation (Property/Casualty), 200 St. Paul Place, Suite 2700, Baltimore, MD 21202.
• Delaware Residents
The offered insurance coverage may duplicate certain provisions of insurance coverage already provided by
the purchaser’s homeowner’s insurance, renter’s insurance, health insurance, or similar insurance coverage.
The purchase of travel insurance would make the travel insurance coverage primary to any other duplicate or
similar coverage.
• California Residents
For additional information, contact the California Department of Insurance Consumer Hotline, 800-927-4357 or
213-897-8921.
• New York Residents
The licensed producer represents the insurer for purposes of the sale of the insurance. Compensation paid to
the producer may vary depending on the policy selected, the producer’s expenses, volume of business, or the
profitability of the insurance contracts. Except as otherwise provided by law, the purchaser may request and
obtain information about the producer’s compensation based on the sale or any alternative quotes by
requesting such information from the producer.