What is HOP Platinum Plan?

The HOP Platinum Protection plan is our highest tier of travel protection.
Designed to provide our highest level of coverage for unexpected events such as emergency accident and sickness medical expenses, emergency evacuation and repatriation. It also offers an optional Trip Cancellation for Any Reason benefit and rental car collision damage benefits that you can add to your plan.

The HOP Platinum Protection plan offers the max coverage limit for emergency accident and sickness medical expenses, emergency evacuation and repatriation. It also includes coverage for trip cancellation, missed connection, trip delay, trip interruption, baggage delay, baggage and personal effects benefits.

Coverage

Trip Cancellation Coverage
100% of Trip Cost
Trip Interruption Coverage
150% of Trip Cost
Trip Delay Coverage
$300/Day; $1,150 maximum
Missed Connection Coverage
$1,500

Accident & Health

Emergency Accident and Sickness
Medical Expenses – $250,000
Emergency Medical Evacuation
$1,000, 000
Non-Medical Emergency
Evacuation – $100,000
Accidental Death and
Dismemberment – $50, 000
Common Carrier Accidental Death &
Dismemberment – $100, 000

Property

Baggage Delay
$600
Baggage and Personal Effect
$3,000

Sports

Lost Skier Days
$125
Lost Golf Rounds
$500
Sports Equipment Retanl
$1,000

Optional Benefits

Cancellation for Any Reason
$75% of Trip Cost
Rental Car Damage
$50,000

How do I purchase the Platinum Plan?

Step
01

Click here to fill out the travel form with your travel information.

Step
02

Choose a travel plan and selection of optional add-ons.

Step
03

Review the policy terms and conditions, including any exclusions or limitations; premiums will depend on the coverage package you selected.

Step
04

Once your payment has been processed, you will receive a confirmation email with your policy details.Read policy documents and keep them in a safe place for future reference.

Why Choose the HOP Platinum Plan?

One of the main benefits of the HOP Platinum Protection plan is its high coverage limits and zero deductibles.
Compared to the Gold and Silver protection plans, the Platinum has the highest coverage limit, making it an ideal option for those who want the most out of their travel plan.

Another exclusive optional benefit to the Platinum plan is Trip Cancellation for Any Reason (CFAR). If you have any inclinations that you may cancel your trip – whether it is a personal reason, professional, health, family, or other reasons – you can cancel the trip without losing your entire vacation deposit.

Overall, the HOP Platinum Protection plan is an excellent choice for individuals and families who want access to the highest level of coverage offered by HOP. 

Benefits and Limits

Coverage

Trip Cancellation* Maximum Benefits Airline Reissue or Cancellation Fees Reinstate Frequent Traveler Awards
Optional Trip Cancellation for Any Reason Maximum Benefits
Trip Interruption Maximum Benefits Reasonable Expenses Per Day
Trip Delay Maximum Benefits Maximum Benefit Per Day Kennel Fees at Home
Missed Connection Maximum Benefits
Lost Golf Rounds Maximum Benefit
Lost Skier Days Maximum Benefits
Accidental Death & Dismemberment Principal Sum
Accidental Death & Dismemberment – Common Carrier (Air Only) Principal Sum
Emergency Accident and Sickness Medical Expense Maximum Benefits Dental Expenses
Emergency Evacuation Maximum Benefits Hospital Companion
Repatriation of Remains Maximum Benefits
Non-Medical Emergency Transportation Maximum Benefits
Baggage/Personal Effects Maximum Benefits Per Article Limit Combined Article Limit
Baggage Delay Maximum Benefits
Sports Equipment Rental Maximum Benefits
Optional Rental Car Damage Maximum Benefits

MAXIMUM BENEFIT
PER PERSON PER TRIP

100% of Trip Cost
$100
$200
75% of Trip Cost
150% of Trip Cost
$100
$1,250
$300
$125
$1,500
$500
$125
$50,000
$100,000
$250,000
$5,000
$1,000,000
$10,000
$1,000,000
100,000
$3,000
$500
$1,000
$600
$1,000
$50,000

As a member of HOP Platinum Plan, you will also have access to
additional Features when traveling to the worldwide including:

Disclaimer: This service is not associated with Axa insurance.

As a plan member, you will be provided access to Doctor Please!- a telehealth feature which allows members to get medical care from the comfort of their own home. While anywhere worldwide, Doctor Please! allows members to schedule an appointment with a healthcare provider that is credentialed, certified and highly trained, and typically arrange medical care within 1 hour. The doctor will video or audio chat with you and if required, send a prescription to the nearest pharmacy (note that prescriptions may require out of pocket expense if they are not eligible expenses). Doctor Please! can be used for any non life threatening condition. This is not an insurance product and is not insured by AXA Insurance. Doctor Please! only provides access to and helps arrange the telehealth visits.

VIP airport assistance is a premium service offered as add-on to travelers that provides personalized, high-end support throughout the airport experience, when requested by the member and organized by INF-Robin Assist. This can include amenities such as fast-track immigration and security, private transportation to and from the plane, exclusive lounge access, and assistance with baggage and check-in. The goal of VIP airport assistance is to make the travel experience as seamless and comfortable as possible, while providing a high level of personal attention and luxury. There may be a fee associated with this service. This is an assistance feature. This is not an insurance product and is not insured by AXA Insurance.

HOP Platinum Plan Document

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Privacy Statement:

We know that your privacy is important to you and we strive to protect the confidentiality of your non-public personal information. We do not disclose any non-public personal information about our insureds or former insureds to anyone, except as permitted or required by law. We maintain appropriate physical, electronic and procedural safeguards to ensure the security of your non-public personal information. You may obtain a detailed copy of our privacy policy by calling 408-222-1110.

Complaints:

In the event that you remain dissatisfied and wish to make a complaint you can do so to the Complaints team at contact us.

Data Protection:

Please note that sensitive health and other information that you provide may be used by us, our representatives, the insurers and industry governing bodies and regulators to process your insurance, handle claims and prevent fraud. This may involve transferring information to other countries (some of which may have limited, or no data protection laws). We have taken steps to ensure your information is held securely. Where sensitive personal information relates to anyone other than you, you must obtain the explicit consent of the person to whom the information relates both to the disclosure of such information to us and its use as set out above. Information we hold will not be shared with third parties for marketing purposes. You have the right to access your personal records.

Note :

This travel assistance program is not an insurance and is not subject to and does not provide any insurance benefits required by the United States’ Patient Protection and Affordable Care Act (“PPACA”). This coverage is not a general health insurance product in any manner or kind.