What is HOP Gold Plan?

The Gold plan is a travel protection plan perfect for cruise trips. This plan is designed to provide coverage for individuals and families, protecting them against unforeseen events such as accidents, illnesses, and natural disasters.

Whether traveling by air or sailing the sea, the HOP Gold plan is an excellent option for individuals and families who want access to travel coverages for unexpected events and illnesses. With its wide range of benefits, flexible coverage options, and affordable pricing, the HOP Gold plan can provide peace of mind and financial protection for policyholders.

Coverage

Trip Cancellation Coverage
100% of Trip Cost
Trip Interruption Coverage
150% of Trip Cost
Trip Delay Coverage
$200/Day; $1,000 maximum
Missed Connection Coverage
$1,000

Accident & Health

Emergency Accident and Sickness
Medical Expenses – $100,000
Emergency Medical Evacuation
$500, 000
Non-Medical Emergency
Evacuation – $50,000
Accidental Death and
Dismemberment – $25, 000
Common Carrier Accidental Death
& Dismemberment – $50, 000

Property

Baggage Delay
$300
Baggage and Personal Effect
$1,500

Optional Benefits

Rental Car Damage
$35,000

How do I purchase the Gold Plan?

Step
01

Click here to fill out the travel form with your travel information.

Step
02

Choose a travel plan and selection of optional add-ons.

Step
03

Review the policy terms and conditions, including any exclusions or limitations; premiums will depend on the coverage package you selected.

Step
04

Once your payment has been processed, you will receive a confirmation email with your policy details. Read policy documents and keep them in a safe place for future reference.

Why Choose the HOP Gold Plan?

Compared to the Silver plan, the Gold plan provides a range of benefits and higher coverage limits for emergency accident or sickness medical expenses and emergency evacuation or repatriation.

The plan also includes coverage for trip cancellation, missed connection, trip delay, baggage and personal effects benefits.

In addition to higher coverage limits, the Gold Plan offers:

  1. Optional Rental Car Damage: Coverage for any damage caused to a rental car during a covered trip.
  2. Non-Medical Emergency Evacuation: Coverage for the costs associated with evacuating you from your trip destination in the event of a non-medical emergency.
  3. Pre-existing Medical Condition: Coverage for any pre-existing medical condition that has existed 60-days prior to purchasing a travel policy

Benefits and Limits

Coverage

Trip Cancellation* Maximum Benefits Airline Reissue or Cancellation Fees
Trip Interruption Maximum Benefits Reasonable Expenses Per Day
Trip Delay Maximum Benefits Maximum Benefit Per Day
Missed Connection Maximum Benefits
Accidental Death & Dismemberment Principal Sum
Accidental Death & Dismemberment – Common Carrier (Air Only) Principal Sum
Emergency Accident and Sickness Medical Expense Maximum Benefits Dental Expenses
Emergency Evacuation Maximum Benefits Hospital Companion
Repatriation of Remains Maximum Benefit
Non-Medical Emergency Transportation Maximum Benefits
Baggage/Personal Effects Maximum Benefit Per Article Limit Combined Article Limit
Baggage Delay Maximum Benefit
Optional Rental Car Damage Maximum Benefit

MAXIMUM BENEFIT
PER PERSON PER TRIP

100% of Trip Cost
$100
150% of Trip Cost
$100
$1,000
$200
$1,000
$25,000
$50,000
$100,000
$5,000
$500,000
$10,000
$500,000
50,000
$1,500
$250
$500
$300
$35,000

As a member of HOP Gold Plan, you will also have access to
additional Features when traveling to the worldwide including:

Disclaimer: This service is not associated with Axa insurance.

As a plan member, you will be provided access to Doctor Please!- a telehealth feature which allows members to get medical care from the comfort of their own home. While anywhere worldwide, Doctor Please! allows members to schedule an appointment with a healthcare provider that is credentialed, certified and highly trained, and typically arrange medical care within 1 hour. The doctor will video or audio chat with you and if required, send a prescription to the nearest pharmacy (note that prescriptions may require out of pocket expense if they are not eligible expenses). Doctor Please! can be used for any non life threatening condition. This is not an insurance product and is not insured by AXA Insurance. Doctor Please! only provides access to and helps arrange the telehealth visits.

VIP airport assistance is a premium service offered as add-on to travelers that provides personalized, high-end support throughout the airport experience, when requested by the member and organized by INF-Robin Assist. This can include amenities such as fast-track immigration and security, private transportation to and from the plane, exclusive lounge access, and assistance with baggage and check-in. The goal of VIP airport assistance is to make the travel experience as seamless and comfortable as possible, while providing a high level of personal attention and luxury. There may be a fee associated with this service. This is an assistance feature, This is not an insurance product and is not insured by AXA Insurance.

HOP Gold Plan Document

Get Coverage Now

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Privacy Statement:

We know that your privacy is important to you and we strive to protect the confidentiality of your non-public personal information. We do not disclose any non-public personal information about our insureds or former insureds to anyone, except as permitted or required by law. We maintain appropriate physical, electronic and procedural safeguards to ensure the security of your non-public personal information. You may obtain a detailed copy of our privacy policy by calling 408-222-1110.

Complaints:

In the event that you remain dissatisfied and wish to make a complaint you can do so to the Complaints team at contact us.

Data Protection:

Please note that sensitive health and other information that you provide may be used by us, our representatives, the insurers and industry governing bodies and regulators to process your insurance, handle claims and prevent fraud. This may involve transferring information to other countries (some of which may have limited, or no data protection laws). We have taken steps to ensure your information is held securely. Where sensitive personal information relates to anyone other than you, you must obtain the explicit consent of the person to whom the information relates both to the disclosure of such information to us and its use as set out above. Information we hold will not be shared with third parties for marketing purposes. You have the right to access your personal records.

Note :

This travel assistance program is not an insurance and is not subject to and does not provide any insurance benefits required by the United States’ Patient Protection and Affordable Care Act (“PPACA”). This coverage is not a general health insurance product in any manner or kind.